Hard money loans for investors, flippers and commercial borrowers.
Business-purpose bridge, fix-and-flip, DSCR and commercial real estate financing, arranged by a California mortgage broker. Nationwide, with a focus on California.
- One inquiry, matched across multiple lending sources
- Fix & flip, bridge, DSCR, construction, multifamily and commercial
- Same business day response during business hours
Loan programs
Fix & flip / rehab
Short-term financing to buy and renovate investment property, built around the deal and the exit rather than only your tax returns.
Bridge loans
Short-term capital to close fast, cover a gap, or move on a property while longer-term financing is arranged.
DSCR rental loans
Qualify on the rental income the property produces versus its debt, for long-term hold investors.
Ground-up construction
Financing for investors and builders developing new construction projects.
Commercial & multifamily
Hard money and bridge options for 5+ unit multifamily, mixed-use, retail, office, industrial and hospitality.
Cash-out & refinance
Pull equity from an investment property, or refinance maturing or higher-cost debt.
How it works
Send your deal
Two minutes: property, price, loan amount, timeline.
We review and match
A loan advisor reviews your scenario against our lending relationships and tells you what is realistic.
Move to terms
If it fits, we collect documents and work toward closing. Speed depends on the property, the borrower and title.
Common questions
What is a hard money loan?
A short-term, asset-based business-purpose loan secured by real estate. Approval focuses on the property and your plan for it, so it is often used to buy, renovate or bridge to longer-term financing.
Do you lend directly?
No. Blue Fox Capital Corporation is a mortgage broker. We arrange financing through third-party lenders and capital sources, so one inquiry can be matched to several options.
Can I use this for my primary home?
No. These loans are for business and investment purposes only, not personal, family or household use.
Which states?
We work nationwide with a focus on California. Availability and licensing requirements vary by state, so tell us your property state and we will confirm.
What will it cost?
Costs vary by program, property, borrower and lender, and hard money usually costs more than conventional financing. We do not quote rates online. Your advisor will walk through the actual terms before you decide.